Small Business Funding Built for Simplicity

Get business funding up to $1 million with flexible terms and fast approval. No collateral required.

Same-day funding available
No hard credit pulls
Simple application process
Flexible repayment terms

Business Information

Funding Details

Contact Information

Step 1 of 3
$500M+
Total Funded Since 2015
8,500+
Businesses Served Nationwide
24 Hours
Average Funding Time
4.8/5
Customer Satisfaction Rating

Fast Small Business Funding: Merchant Cash Advances & Business Loans

Get working capital funding with same-day approval, flexible repayment terms, and transparent pricing. Merchant cash advances and business loans from $25,000 to $1,000,000 for small business growth.

Easy Process

Work directly with SUMMIT from application to funding, without going through third parties or middlemen.

Fast Funding

Get your funds as soon as the same day. Our streamlined process means no delays or waiting weeks.

No Hard Credit Pulls

Check your eligibility without affecting your credit score. We look at your business performance.

What Can You Do With Funding?

Our in-house advisors help you choose the right financing solution

SUMMIT Merchant Solutions helps small businesses purchase inventory with fast business funding

Purchase Inventory

Business funding for payroll expenses through SUMMIT Merchant Solutions

Cover Payroll

Merchant cash advance for business expansion and renovation projects

Expand or Renovate

Fast funding to launch marketing campaigns for small businesses

Launch Marketing

SUMMIT merchant cash advance to stabilize business cash flow

Stabilize Cash Flow

Business funding for equipment upgrades and new technology

Upgrade Equipment

Fast business loans to hire new employees and grow your team

Hire More Employees

Merchant cash advance to consolidate and refinance business debt

Consolidate Business Debt

Funding That Moves at Your Speed

1

Complete the application

Our streamlined process is designed to be completed in just minutes.

2

Get a decision

Work with an expert loan advisor to choose the best option for you.

3

Receive your funds

Sign your contract and get funds as soon as the same day.

Are We a Match? Check Our Minimum Requirements.

1 Year
in business
$600K
business annual revenue
625
personal FICO score
Active
business checking account

What Business Owners Are Saying

★★★★★

"I needed funds quickly to stock inventory for the holiday season. Applied at 10am and had the money in my account by noon the next day. Incredible!"

Sarah Martinez, SUMMIT Merchant Solutions customer testimonial
Sarah Martinez
Martinez Boutique, Los Angeles
★★★★★

"After being rejected by three banks, I found SUMMIT. They approved me in hours despite my credit issues. The flexible repayment saved my business."

James Chen, merchant cash advance customer review
James Chen
Chen's Restaurant Group, NYC
★★★★★

"The process was so simple. No mountains of paperwork, no waiting weeks. Just quick, professional service that helped me expand my operations."

Michael Thompson, business funding success story
Michael Thompson
Thompson HVAC Services, Dallas

We're fluent in small business — and ready to take your call.

You don't need to be an expert on small business loans. Our team is here to help.

(833) 588-7671

Monday – Friday | 9 a.m. – 7:30 p.m. ET